- Minimum Opening Deposit - $100.00
- Minimum Monthly Daily Balance and Associated Fees:
0.01 - 100.00 = $3.00 fee
100.01 - 199.99 = $1.00 fee
200.00 - above = no fee
- Variable Rate Account
Your interest rate and annual percentage yield may change daily at our discretion. Interest begins to accrue no later than the business day we receive credit for the deosit of noncash items (example: checks). Interest is accrued daily and credited to your account quarterly. We use the daily balance method to calculate interest. This method applies a daily periodic rate to the principal in the account each day.
- Transaction Limitations and Fees:
Transfers from a savings account to another account or to third parties are limited to 6 per month. A withdrawal fee of $1.00 will be charged for each debit transaction in excess of one per month if your daily balance falls below $5,000.00.
More detailed information and full disclosures available upon request.